6 Proven and Simple Ways To Save Money

Every time you part with your money to buy something, in reality you are making other people richer than you are. So if you want to keep and save more of your money, then read on and check for yourself these proven and yet simple ways to save your money.


1) SAVE MONEY FROM BOTTLED WATER

The real cost of these bottled water is 60% less than what you normally pay for one bottle. Whenever you buy a bottled water, you are not just buying the water per se but also the bottle, the bottle cap, the plastic label and the brand name that does not in any way contribute to easing your thirst for water. Instead, why not reuse that bottle, fill it up with your clean tap water and bring it with you and nobody would know that it's not fresh from the grocery shelf. But you have saved some 60% of the cost every time you do that. Remember, money unspent is money saved and money gained.

2) CELLPHONE UNIT
Because of the stiff competition among telecommunication service providers, most major telcos offer free and attractive cellphone units when you apply for a phone service plan. And they even offer unit upgrades after 2 years or whenever you renew your service plan. This is most beneficial and cost effective to those who use their cellphones regularly. The cost of that cellphone unit is the money you save because you do not have to pay anything for your cellphone unit when you subscribe to a service plan.


3) COMPUTER SOFTWARE

If your computing only requires some basic computer software to write letters and documents and make some digital spreadsheet computing, don't bother to buy those branded computer softwares. You can save much of your money if you just instead get those great alternative open-source softwares that are completely free and can be downloaded online, the most popular of which is OpenOffice. Just compute how much money you can save. I myself use OpenOffice at home.
4) CREDIT CARDS
Somebody said: "Never use your credit cards for credit, but use them only for convenience!", which I very much agree. I myself have credit cards, but these credit card providers have not earned anything from me yet in terms of monthly interest. This is how I save money from credit card interests and charges:


Only start charging your purchases after they compute the Billing Statement for the month. Meaning if they compute their billing statement every 5th of the month, make sure that you have zero balance on the 4th and 5th of the month. Then you can start charging your purchases starting on the 6th of the month.


So even if the due date comes, say on the 27th of the month, you have nothing to worry about because your Total Net Amount Due in your bill is still zero. But just make sure that you pay everything that you have charged to your credit card before they compute again for your next billing statement so that there won't be anything that they can charge you with interest charges or finance charge. With that, you were able to use their money for a month without being charged with any interest. That again is another way to save money using your credit card.

4) NEWSPAPER & MAGAZINE SUBSCRIPTION

Since the time I learned to browse the internet, I stopped all my subscription to Time Magazine and my favorite national business daily newspaper. Not that I have anything against these traditional printed newspaper. I just find it more practical to me to get my business news online for free, in fact I automatically get the news I want through these RSS news feeders. So for all these years, I saved the money that I used to pay for my annual subscriptions for these newspapers and magazines. And that's a lot of annual savings!

5) PET DOGS & CATS

People like to have pets, I myself used to have pet dogs and birds. Until lately, I realized that the imported animal food that I buy weekly from the nearby pet shop is already draining my money, so I auctioned all my pets which have been with me for several years, so in that way I made money from my pets and my regular expenses for pet food and regular clinic visits and pet vaccines have stopped. And the money that I regularly spent for taking care of those pets have become my money saved!


And I would even encourage you to help someone in need, like the homeless kids or homeless family in your town or city. Or maybe the abandoned and neglected elderly. Rather than taking care of pets, help take care of precious people instead, and you will surely make others happy, and make yourself happy too, because not only that you were able to save money, you are able to help someone too.


6) PHYSICAL FITNESS & EXERCISE
Joining gym memberships can just be a fad sometimes, apart from the high cost of membership, the reality is you do not really have enough time to visit the gym everyday to maximize your gain out of your membership. To save money on gym membership, I suggest that you drop by your local park at 5 a.m. for a quick walk and run around the park. I found it full of fun since then, and aside from the fresh oxygen that you get in the open park, you will get to know some folks there, young and old, who can later even become your new friends and possible business partners.



In our local park, there is this group that teach aerobic dance steps, martial arts exercises, taeboo and tai chi for free. They start at 5:30 am till 7 a.m. You can also bring along your own skipping rope for your exercise, or have your own push-ups and sit-ups. Why give your money to the gym instructor and gym owner who is renting his place when you can have your own exercise in the open park for free! It can even become more enjoyable if you bring in your family and do it together.


There are surely a lot more simple yet proven ways to save money than what is initially listed here. If you have thought of other practical ways to save money, you can leave your suggestions in the comment space provided below and please make sure to indicate your name or pseudonym so I can properly acknowledge you when I update this article to include your ideas.


Thank you for dropping by and I hope this article will be helpful to you.